Purchasing a
home is likely the largest single purchase, and
the biggest investment decision you will ever
make. Home ownership builds wealth
in two ways: through the forced savings of paying
down a mortgage, and through appreciation (the
rise in the home's value over time).
Although
interest rates have recently started to rise,
they are still at historic lows and many people
are taking the step to home ownership.
Did you know
that under the new federal budget, first-time
homebuyers could qualify for a $750 tax credit,
to help with closing costs, such as appraisal or
legal fees. Also, homebuyers can now
withdraw up to $25,000 from their RRSP under
the Home Buyers Plan for a down payment - up
from the previous limit of $20,000.
Couples can access an extra $10,000 from their
RRSP's under the plan.
Let me help
you simplify the process of attaining a
mortgage. Mortgage documentation, lender
options, and financing terminology are just a
few of the things that can seem overwhelming; I
am here to help you understand clearly each
aspect.
Let me
provide you with a mortgage pre-approval, which
strengthens your position when negotiating the
purchase price of your home.
Call or apply
to our secure online site, and I will get things
started for you with NO obligation.
With
electronic access to over 60 lenders I will
ensure that you receive the best rate for the
product of your choice, usually within 24 hours.
Servicing Barrie, Orillia, Angus, Innisfil and
area.